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vindicated 12-17-2010 12:01 AM

Tell Me About Your Bank...
Tell me about your Bank, what's good there, and why you like it.

Just getting some idea's as to what's out there.

Who's got free checking? Free checks? Low fee's? Low interest rates on loans? High dividend rates on savings? Let's here it peoples.

SeanMcGuireXJ 12-17-2010 03:48 PM

Try a federal credit union. It's the safest bank I've ever had. Not the greatest interest rates, but comparible and more consistent. They are always spot-on with the monthly statements, and they do not compound overdraft fees. My direct deposits always post on time, if not early. They gave me great rates on my last car loan and there were no penalties when we paid it off early. They've given us great protection against theft, and they won't have anything to do with Paypal for good reason (stupid story).

Jake7 01-27-2011 03:12 AM

I use Navy Federal Credit Union. You have to be a military/DoD civilian at one time, though - I can't remember if you were in the service/work for the government.

They've got great online, 24/7 SUPER polite customer service, and their branches are open late on weekdays and until 1 or 2 on Saturdays, depending on the branch.

I've got all of my loans through them, for good reason. They've always beat any other offers on loans - the last one I got, for a new motorcycle, they beat Ducati financing by 5% - 5%!!

My favorite part is that their 24/7 customer service is real people - you can call in the middle of the night and bank, apply for loans, etc etc etc. For those of us with weird work hours, or just have kids, that's a God-send.

Drawbacks: They generally have more branches around Navy/Marine Corps bases and hubs, but they're in expanding.

tiretrx 02-08-2011 06:41 PM

I use Teachers Federal Credit Union. The rates, service and hours are great. Everything available is readily accessed on-line.

HiHood 04-13-2011 01:50 PM

We use a local community bank, two branches and the "main office". It has the small town politeness and as long as they are like that, I will remain. Once they sell out to B of A or Wells Fargo, I'll go to a credit union too.

Musicinabottle 04-13-2011 03:09 PM

It's biiiiiig.........It's made out of briiiiiiick.........And they have lots of money in there.

blucher 04-13-2011 03:14 PM

JP Morgan Chase's profits are up 67% in the first quarter. They made it off fees.

47% of banks still offer free checking.

Britney 04-28-2011 03:40 PM

Ive been with:
Wells Fargo (young and dumb... )
Chase (i told them to turn my overdraft protection OFF and they refused)
Bank One (i was happy until BoA bought em)
Bank of America (the absolute WORST)
Comerica (left because I moved, or Id stilll be with em)

I am currently with Randolph Brooks Federal Credit Union. They have great rates. Almost everything is free or close to it. Ive never had any problems with my checks, check cards, or my account with them. They offer identity theft for 1$ a month (cant beat that with a stick!) I love them and I wish they were every where so the rest of the world could know how a bank is supposed to treat you. The only thing I dont like, is that with my personal account, i can only withdraw a certain amount a day from atms. I understand its for my protection, but its frustrating. I dont know if my business account is this way or not. I dont use my ATM card for that account.

teaberryeagle 02-17-2012 07:13 AM

Just for your information.....just ran across this one......:D
Here's where I found it......

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? Your loan is owned or guaranteed by Fannie Mae or Freddie Mac
? You're current on your mortgage payments
? You can demonstrate you can afford the lower payments
? You don't owe more than 105% of your home's estimated value

LowerMyBills, Inc. is not acting as a lender or broker.
The information provided by you to LowerMyBills is not an application for a mortgage loan,
nor is it used to pre-qualify you with any lender.
If you are contacted by a lender or broker advertising within our network, your quoted rate
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debt-to-income ratio, and/or other factors.
LowerMyBills does not offer its matching services in all states.
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Eddie_T 05-23-2012 01:38 PM

I am still using Merrill Lynch which has become Bank of America. I have most of my assets with them which makes a move difficult. If I could find another institution that could manage my checking, my money market, my stocks and my IRA with a simple transfer I would go for it. For local purposes I use Community Bank.

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